Skripsi
ANALISIS ASPEK SYARIAH COMPLIANCE DARI PEMBIAYAAN TAKE OVER PADA PT. BRISyariah KC BANDA ACEH
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ABSTRACT
Bank BRISyariah in attracting its customers to issue a product that is take
over financing. Sharia take-over financing is a form of sharia Bank services. Its helps
the public to transfer non-sharia transactions into shariah compliant transaction
conducted by Sharia Banks on behalf request.
The formulation of the problem in this study is how the take-over financing
mechanism at PT.BRISyariah Bank Branch Banda Aceh and how the aspect of sharia
compliance in take over financing it.
This research is a field research used a descriptive analytical located in PT.
BRISyariah branch Banda Aceh. This research used the Financial support and
account officer interview for data collection menthod.
Practically, the results of this research indicate that the take-over financing
mechanism consists of take over customer file sub mission at stome completes the
document.
Which is rechecked by BI Checking trade checking andreassessment of
guarantee application. Then he submit a financing proposals to the FC. Which is
given to financing committee, the next step is making a card countracts and fund
disbursement then the bank. Settle the client’s debt from the previous bank.in
conducting its business PT. Ban BRISyariah Brand Banda Aceh must comply with
the principles of Sharia or Compliance Sharia. In conducting this take-over financing,
Islamic Banks can use several contracts stipulated by fatwa No. 31/DSN- MUI/IV/2001 aboutDebt Transfer.Regarding aspectsof sharia complianceon take- over financing at PT.BRISyariah Brand Banda Aceh is really guarded by the bank,
except, the initial financing is KPR financing because it is difficult to know that the
building that is standing is being renovated or building from the beginning and if the
funds provided for business capital financing are clear the financing is from the
turnover of goods which can be seen directly from the store.
Keywords: Take Over Financing, Sharia Compliance
Detail Information
| Penulis |
ILVA ANDIRA - Personal Name
|
|---|---|
| NIP/NIDN/NIM | 141207947 |
| Edition | |
| Language |
English
|
| Publisher | FEBI-EKONOMI SYARIAH : IAIN Lhokseumawe., 2018 |
| Edition | |
| Subject(s) | |
| No Panggil |
EKONOMI SYARIAH
|